Current Fixed Rates NationalNY 2 year5.00%N/A 3 year5.25%4.85% 5 year5.25%4.85% 7 year5.30%5.00% These rates are as of 11/13/2024. All carriers are A- rated or higher and the rates are guaranteed for the entire period. Higher rates are available from B++ carriers and below. All rates are for the high band.